:root {
        --font-primary: Arial, sans-serif;
        --font-secondary: 'Asap', sans-serif;
        --color-primary: #008E97;
        --color-secondary: #1C398E;
        --color-default: #000;
        --color-white: #fff;
        scroll-behavior: smooth;
    }

    body {
        font-family: var(--font-primary) !important;
        font-size: 1rem;
        line-height: 1.5rem;
        color: var(--color-default);
        overflow-x: hidden;
    }

    h1,
    h2,
    h3,
    h4,
    h5,
    h6 {
        font-family: var(--font-primary);
        font-weight: 400;
        color: var(--color-default);
    }

    a {
        text-decoration: none;
        color: inherit;
    }

    .botIconContainer {
        display: none;
    }

    /* ------- Main Menu ---------------- */

    .main-menu-bg {
        background-color: var(--color-white);
        font-family: var(--font-primary);
        padding: 15px 0;
    }

    .brand-logo {
        width: 180px;
           }

    .brand-title {
        color: var(--color-secondary);
        text-align: center;
        font-size: 28px;
        font-style: normal;
        font-weight: 700;
        line-height: normal;
        font-family: var(--font-secondary);
    }

    .brand-tagline {
        color: #1E2A2B;
        font-size: 12px;
        font-style: normal;
    }

    .dropdown-toggle::after {
        content: "";
        display: inline-block;
        width: 16px;
        height: 16px;
        margin-left: 8px;
        vertical-align: middle;
        background: url("../img/down-arrow.svg") no-repeat center;
        background-size: contain;
        border: none;
    }

    .main-menu .navbar-nav .nav-item>a,
    .second-menu li>a {
        color: #3F3F40;
        font-size: 18px;
        line-height: 24px;
        font-style: normal;
        padding-left: 20px;
        transition: all 0.3s ease;
    }

    .dropdown-toggle::after {
        content: "";
        display: inline-block;
        width: 16px;
        height: 16px;
        margin-left: 8px;
        vertical-align: middle;
        background: url("../img/down-arrow.svg") no-repeat center;
        background-size: contain;
    }


    .navbar-expand-lg .navbar-nav .dropdown-menu {
        width: 300px;
        position: absolute;
        background-color: var(--color-primary);
        border: none;
        padding: 0;
    }

    .navbar-nav .dropdown-menu li {
        border-bottom: 1px solid var(--color-white);
    }

    .navbar-nav .dropdown-menu li:last-child {
        border-bottom: none;
    }

    .main-menu .dropdown-menu a {
        color: var(--color-white) !important;
        padding: 10px 15px;

    }

    .main-menu .dropdown-menu a:hover {
        background-color: var(--color-secondary);
    }

    .navbar .navbar-nav .nav-link:hover,
    .navbar .navbar-nav .nav-link.active {
        /*font-weight: 600;*/
        color: var(--color-primary);
    }


    .navbar-dark .navbar-nav .nav-link.active,
    .navbar-dark .navbar-nav .show>.nav-link {
        font-weight: 700;
        color: var(--color-primary);
    }

    nav#main_navbar {
        margin-bottom: -7px;
    }

    .header-cta .btn {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        gap: 8px;
        padding: 11px 12px;
        border-radius: 8px;
        font-family: var(--font-primary);
        font-size: 14px;
        line-height: 20px;
        box-sizing: border-box;
    }

    .call-now-btn {
        background: var(--color-white);
        color: var(--color-primary);
        border: 1px solid var(--color-primary);
    }

    .call-now-btn:hover {
        background: var(--color-primary);
        color: var(--color-white);
    }

    .call-now-btn:hover img {
        filter: brightness(0) invert(1);
    }

    .apply-now-btn {
        background: var(--color-secondary);
        color: var(--color-white);
        border: none;
    }

    .apply-now-btn:hover {
        background: #142a6b;
        color: var(--color-white);
    }

    .navbar-dark .navbar-toggler-icon {
        background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='%23000' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e");
    }

    .navbar-dark .navbar-toggler {
        border: 1px solid gray !important;
    }

    /* ===============================
   HERO SECTION (Clean Version)
================================ */
    .hero-section {
        position: relative;
        overflow: hidden;
        padding: 70px 0 !important;
    }

    .hero-section::before {
        content: "";
        position: absolute;
        inset: 0;
        background: url("../img/hero-image.jpg") lightgray -32.54px -96px / 104.519% 164.254% no-repeat;
        filter: blur(17px);
        transform: scale(1.1);
        z-index: 0;
    }

    .hero-section::after {
        content: "";
        position: absolute;
        inset: 0;
        background: rgba(211, 211, 211, 0.6);
        background-color: rgba(255, 255, 255, 0.8);
        z-index: 1;
    }

    .hero-section .container {
        position: relative;
        z-index: 2;
    }

    .hero-trust-badge {
        margin-bottom: 44px;
    }


    .trust-badge {
        border-radius: 50px;
        background-color: var(--color-white);
        height: 36px;
        padding: 8px 14px 8px 16px;
        justify-content: center;
        position: relative;
        overflow: hidden;

        transition: transform 0.3s ease,
            box-shadow 0.3s ease,
            background 0.3s ease;
    }

    .trust-badge:hover {
        transform: translateY(-3px);
        box-shadow:
            0 10px 25px rgba(28, 57, 142, 0.15),
            0 4px 12px rgba(0, 0, 0, 0.08);
    }

    .trust-badge::after {
        content: "";
        position: absolute;
        inset: 0;
        border-radius: 50px;
        background: linear-gradient(120deg,
                rgba(0, 142, 151, 0.12),
                rgba(28, 57, 142, 0.12));
        opacity: 0;
        transition: opacity 0.3s ease;
        pointer-events: none;
    }

    .trust-badge:hover::after {
        opacity: 1;
    }

    .trust-badge::before {
        content: "";
        position: absolute;
        top: 0;
        left: -100%;
        width: 50%;
        height: 100%;
        background: linear-gradient(90deg,
                transparent,
                rgba(255, 255, 255, 0.5),
                transparent);
        transform: skewX(-20deg);
        transition: 0.6s;
    }

    .trust-badge:hover::before {
        left: 130%;
    }

    .trust-badge span {
        color: var(--color-secondary);
        font-size: 14px;
        font-weight: 400;
        line-height: 20px;
        transition: color 0.3s ease;
    }

    .trust-badge:hover span {
        color: var(--color-primary);
    }


    .trust-badge img {
        transition: transform 0.3s ease;
    }

    .trust-badge:hover img {
        transform: scale(1.1);
    }


    .hero-title {
        color: #111;
        font-family: var(--font-secondary);
        font-size: 38px;
        font-style: normal;
        font-weight: 600;
        line-height: 54px;
    }

    .hero-title span {
        color: var(--color-primary);
    }

    .hero-description {
        color: #4C586A;
        font-size: 18px;
        font-style: normal;
        line-height: 32.5px;
    }

    .hero-btn {
        gap: 8px;
        padding: 15px 20px !important;
        border-radius: 8px;
        border: none;
        background-color: var(--color-secondary);
        color: var(--color-white);
        font-family: var(--font-primary);
        font-size: 18px;
        font-weight: 400;
        line-height: 1.4;
        cursor: pointer;
        position: relative;
        overflow: hidden;
        z-index: 1;
        transition: transform 0.25s ease,
            box-shadow 0.25s ease;
    }


    .hero-btn:hover {
        transform: translateY(-4px) scale(1.02);
        box-shadow:
            0 20px 40px rgba(28, 57, 142, 0.35),
            0 10px 20px rgba(0, 0, 0, 0.15);
        color: var(--color-white);
    }

    .hero-btn::before {
        content: "";
        position: absolute;
        left: 0;
        bottom: 0;
        width: 100%;
        height: 0%;
        background: linear-gradient(135deg, #00B4C6, #2E5BFF);
        transition: height 0.4s ease;
        z-index: -1;
        border-radius: 8px;
    }

    .hero-btn:hover::before {
        height: 100%;
    }


    .hero-btn::after {
        content: "";
        position: absolute;
        top: 0;
        left: -100%;
        width: 50%;
        height: 100%;
        background: linear-gradient(90deg,
                transparent,
                rgba(255, 255, 255, 0.4),
                transparent);
        transform: skewX(-20deg);
        transition: 0.6s;
    }

    .hero-btn:hover::after {
        left: 130%;
    }



    .hero-btn img {
        transition: transform 0.3s ease;
    }

    .hero-btn:hover img {
        transform: translateX(6px);
    }


    @keyframes pulseGlow {
        0% {
            box-shadow: 0 0 0 0 rgba(28, 57, 142, 0.4);
        }

        70% {
            box-shadow: 0 0 0 12px rgba(28, 57, 142, 0);
        }

        100% {
            box-shadow: 0 0 0 0 rgba(28, 57, 142, 0);
        }
    }

    .hero-btn.pulse {
        animation: pulseGlow 2.5s infinite;
    }


    .hero-btn-outline {
        gap: 8px;
        border-radius: 8px;
        border: 1px solid var(--color-primary);
        background-color: var(--color-white);
        color: var(--color-primary);
        font-family: Arial, sans-serif;
        font-size: 18px;
        transition: all 0.3s ease;
        display: flex;
        width: 203.083px;
        padding: 0 32px !important;
        justify-content: center;
        align-items: center;
        font-style: normal;
        font-weight: 400;
        line-height: 28px;
    }

    .hero-btn-outline:hover {
        background-color: var(--color-primary);
        color: var(--color-white);
    }


    .hero-image-wrapper {
        max-width: 652.591px;
        height: 513.782px;
        position: relative;
        overflow: hidden;

    }

    .hero-image-wrapper img {
        width: 100%;
        height: 100%;
        object-fit: cover;
        transition: transform 0.6s ease, filter 0.6s ease;
        border-radius: 20px;
    }

    .col-lg-6:hover .hero-image-wrapper img {
        transform: scale(1.04);
        filter: brightness(1.05);
    }


    .floating-card {
        position: absolute;
        min-width: 180px;
        width: 223px;
        height: 80px;
        padding: 16.762px 16.762px 0.762px 16.762px;
        border-radius: 14px;
        border: 0.762px solid #F3F4F6;
        background: var(--color-white);
        box-shadow:
            0 20px 25px -5px rgba(0, 0, 0, 0.10),
            0 8px 10px -6px rgba(0, 0, 0, 0.10);

        transition: transform 0.4s cubic-bezier(.4, 0, .2, 1),
            box-shadow 0.4s ease,
            background 0.4s ease;

        transform-style: preserve-3d;
        perspective: 1000px;
        overflow: hidden;
        cursor: pointer;
    }

    .floating-card:hover {
        transform: translateY(-6px) rotateX(4deg) rotateY(-4deg);
        box-shadow:
            0 40px 70px rgba(0, 0, 0, 0.15),
            0 15px 35px rgba(0, 0, 0, 0.08);

        border: 1px solid transparent;
        background:
            linear-gradient(var(--color-white), var(--color-white)) padding-box,
            linear-gradient(135deg, #00B4C6, #2E5BFF) border-box;
    }

    .floating-card::before {
        content: "";
        position: absolute;
        top: 0;
        left: -100%;
        width: 60%;
        height: 100%;
        background: linear-gradient(90deg,
                transparent,
                rgba(255, 255, 255, 0.5),
                transparent);
        transform: skewX(-20deg);
        transition: 0.7s;
    }

    .floating-card:hover::before {
        left: 130%;
    }

    .floating-card::after {
        content: "";
        position: absolute;
        inset: 0;
        border-radius: 14px;
        background: linear-gradient(120deg,
                rgba(0, 142, 151, 0.15),
                rgba(28, 57, 142, 0.15));
        opacity: 0;
        transition: opacity 0.4s ease;
        pointer-events: none;
    }

    .floating-card:hover::after {
        opacity: 1;
    }


    .floating-card strong {
        color: #101828;
        font-size: 16px;
        line-height: 24px;
        transition: color 0.3s ease;
    }

    .floating-card:hover strong {
        color: var(--color-primary);
    }

    .floating-card p {
        color: #6A7282;
        font-size: 14px;
        line-height: 20px;
    }



    .top-card {
        top: -41px;
        left: 11px;
    }

    .bottom-card {
        bottom: -10px;
        right: 10px;
        width: 193px;
    }

    .icon-box {
        flex-shrink: 0;
        display: flex;
        width: 48px;
        height: 48px;
        justify-content: center;
        align-items: center;
        border-radius: 10px;
        background: #D0FAE5;
        position: relative;
        transition: transform 0.4s ease,
            box-shadow 0.4s ease;
    }

    .bottom-card .icon-box {
        background: #DBEAFE;
    }

    .icon-box::before {
        content: "";
        position: absolute;
        inset: 0;
        border-radius: 10px;
        border: 2px solid rgba(0, 142, 151, 0.3);
        opacity: 0;
        transform: scale(0.8);
        transition: all 0.4s ease;
    }

    .floating-card:hover .icon-box {
        transform: scale(1.08);
        box-shadow:
            0 10px 25px rgba(0, 0, 0, 0.15);
    }

    .floating-card:hover .icon-box::before {
        opacity: 1;
        transform: scale(1.15);
    }

    .icon-box img {
        display: block;
    }

    /* =========================
Bredcrumb Section
=========================
*/
    .bred-img {
        background-image: url('https://whitecodesystems.com/staging/smart-loan-mart/uploads/Breadcrumb.png');
        background-size: cover;
        background-position: center;
        background-repeat: no-repeat;
        position: relative;
        padding: 80px 0;

    }

    .bred-head {
        font-size: 48px;
        font-weight: 700;
        color: var(--color-white);
        text-shadow: 2px 2px 8px rgba(0, 0, 0, 0.5);
        font-family: var(--font-secondary);
    }

    .breadcrumb {
        padding-left: 12px;
    }


    .breadcrumb-item+.breadcrumb-item::before {
        color: var(--color-white);
    }

    .breadcrumb-item a {
        color: var(--color-white);
        transition: color 0.3s ease;
    }

    .breadcrumb-item.active {
        color: var(--color-primary);
        font-weight: 600;
    }

    .breadcrumb-item a:hover {
        color: var(--color-primary);
    }

    /* =========================
   Partners Section
========================= */
    .partners-section {
        background: linear-gradient(90deg,
                #7C84F0 0%,
                #1E48A6 22.12%,
                #1E48A6 72.6%,
                #7C84F0 99.04%);
        padding: 30px 0 !important;
    }

    .partner-item {
        position: relative;
        padding: 18px 22px;
        border-radius: 18px;
        overflow: hidden;
        transition: all 0.4s cubic-bezier(.4, 0, .2, 1);
        cursor: pointer;
    }

    .partner-item::before {
        content: "";
        position: absolute;
        inset: 0;
        background: linear-gradient(135deg,
                rgba(255, 255, 255, 0.12),
                rgba(255, 255, 255, 0.04));
        opacity: 0;
        transition: opacity 0.4s ease;
        z-index: 0;
    }

    .partner-item:hover::before {
        opacity: 1;
    }


    .partner-item:hover {
        transform: translateY(-8px);
        box-shadow:
            0 20px 40px rgba(0, 0, 0, 0.15),
            0 8px 18px rgba(0, 0, 0, 0.08);
    }


    .partner-item>* {
        position: relative;
        z-index: 1;
    }

    .icon-bg {
        width: 48px;
        height: 48px;
        display: flex;
        align-items: center;
        justify-content: center;
        border-radius: 50%;
        background-color: #F4F6FF;
        transition: all 0.4s cubic-bezier(.4, 0, .2, 1);
        flex-shrink: 0;
    }


    .partner-item:hover .icon-bg {
        transform: translateY(-4px) scale(1.08);
        box-shadow:
            0 10px 25px rgba(0, 0, 0, 0.18);
    }

    .partners-section .partner-item span {
        color: var(--color-white);
        font-weight: 400;
        line-height: 24px;
        transition: all 0.3s ease;
        font-style: normal;
    }


    .partner-item:hover span {
        letter-spacing: 0.5px;
    }

    /* =========================
   Loan Section
========================= */
    .loan-card {
        display: flex;
        border-radius: 12px;
        overflow: hidden;
        background: var(--color-white);
        box-shadow: 0px 4px 4px 0 rgba(0, 0, 0, 0.25);
        transition: 0.3s ease;
        height: 100%;
        border-radius: 8px;
        border: 0.5px solid var(--color-primary);
        height: 256px !important;
    }

    .loan-card:hover {
        transform: translateY(-5px);
    }

    .loan-content {
        width: 45%;
        padding: 20px;
        display: flex;
        flex-direction: column;
        justify-content: center;
        background: var(--color-secondary);

    }

    .loan-content .loan-title {
        color: var(--color-white);
        font-size: 20px;
        font-style: normal;
        font-weight: 700;
        line-height: 28px;
    }

    .loan-content.light {
        background: var(--color-white);

    }

    .loan-content.light .loan-title {
        color: #101828;
    }

    .loan-content p {
        color: var(--color-white);
        font-size: 14px;
        font-style: normal;
        line-height: 20px;
        text-align: left;
    }

    .loan-content.light p {
        color: #4A5565;
    }

    .loan-content a {
        color: var(--color-white);
        font-size: 18px;
        font-style: normal;
        font-weight: 700;
        line-height: 20px;
    }

    .loan-content.light a {
        color: var(--color-primary);
    }

    .loan-img {
        width: 55%;
        margin-bottom: 0;
    }

    .loan-img img {
        width: 100%;
        height: 100%;
        object-fit: cover;
    }

    /* ============================= */
    /* VISION & MISSION SECTION */
    /* ============================= */

    .vision-mission-section {
        background: linear-gradient(135deg, #EFF6FF 0%, #FFF 50%, #ECFDF5 100%);
    }

    .vision-mission-cards .col-lg-6 {
        margin: 0;
    }

    .vision-mission-section .vision-card,
    .mission-card {
        position: relative;
        border-radius: 12px;
        color: var(--color-white);
        width: 592px;
        padding: 20px;
        transform-style: preserve-3d;
        transition:
            transform 0.6s cubic-bezier(.4, 0, .2, 1),
            box-shadow 0.6s ease,
            filter 0.6s ease;
    }

    .vision-mission-section .vision-card {
        height: 286px;
        background: var(--color-secondary);
    }

    .mission-card {
        height: 300px;
        background: var(--color-primary);
    }

    .card-title {
        color: var(--color-white);
        font-family: Roboto;
        font-size: 28px;
        font-weight: 600;
        line-height: 45px;
        letter-spacing: 0.9px;
        text-align: center;
        transition: letter-spacing 0.4s ease;
    }


    .card-list {
        list-style: none;
        padding: 0;
        margin: 0;
        color: var(--color-white);
        font-family: Roboto;
        font-size: 16px;
        font-weight: 400;
        line-height: 24.375px;
    }

    .card-list li {
        position: relative;
        padding-left: 30px;
        margin-bottom: 12px;
    }

    .card-list li::before {
        content: '';
        position: absolute;
        left: 0;
        top: 50%;
        transform: translateY(-50%);
        width: 20px;
        height: 20px;
        background: url('../img/vision-mission-CheckIcon.svg') no-repeat center/contain;
    }



    .vision-img,
    .mission-img {
        border-radius: 12px;
        border: 1px solid var(--color-secondary);
        background-size: cover;
        background-position: center;
        background-repeat: no-repeat;
        transition:
            transform 0.6s cubic-bezier(.4, 0, .2, 1),
            filter 0.6s ease;
    }

    .vision-img {
        width: 465px;
        height: 328px;
    }

    .mission-img {
        width: 465px;
        height: 274px;
    }


    .vision-card-image {
        position: relative;
        top: -52px;
        left: 60px;
    }

    .mission-card-image {
        position: relative;
        top: 25px;
        left: 60px;
    }

    .vision-card-wrapper {
        top: 20px;
    }



    .vision-card-wrapper:hover .vision-card,
    .vision-mission-card-wrapper:hover .mission-card {
        transform: translateY(-14px) rotateX(4deg) rotateY(-4deg);
        box-shadow:
            0 40px 80px rgba(0, 0, 0, 0.22),
            0 15px 35px rgba(0, 0, 0, 0.15);
    }

    .vision-card-wrapper:hover .vision-img,
    .vision-mission-card-wrapper:hover .mission-img {
        transform: scale(1.08) translateZ(20px);
        filter: brightness(1.08) contrast(1.08);
    }

    .vision-card-wrapper:hover .card-title,
    .vision-mission-card-wrapper:hover .card-title {
        letter-spacing: 1.4px;
    }


    .vision-mission-section .vision-card::after,
    .mission-card::after {
        content: "";
        position: absolute;
        inset: -2px;
        border-radius: 14px;
        background: linear-gradient(120deg,
                rgba(255, 255, 255, 0.6),
                rgba(255, 255, 255, 0.1),
                rgba(255, 255, 255, 0.6));
        z-index: -1;
        opacity: 0;
        filter: blur(18px);
        transition: opacity 0.5s ease;
    }

    .vision-card-wrapper:hover .vision-card::after,
    .vision-mission-card-wrapper:hover .mission-card::after {
        opacity: 1;
    }

    /* ============================= */
    /*  LOAN JOURNEY SECTION */
    /* ============================= */
    .loan-journey {
        position: relative;
        padding: 50px 0 !important;
        overflow: hidden;
        margin-bottom: 60px !important;
    }

    .loan-journey::before {
        content: "";
        position: absolute;
        inset: 0;
        background: lightgray url('../img/loan-journey-bg.jpg') no-repeat;
        background-position: -788px -523px;
        background-size: 209% 208%;
        filter: blur(81px);
        z-index: 0;
        border-radius: 12px;
    }

    .loan-journey>* {
        position: relative;
        z-index: 2;
    }


    .loan-step {
        position: relative;
        background: var(--color-white);
        backdrop-filter: blur(10px);
        border: 1px solid var(--color-primary);
        border-radius: 15px;
        border-top-right-radius: 0;
        padding: 35px 25px;
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
        width: 257px;
        height: 275px;
        cursor: pointer;
        z-index: 2;
        transition: all 0.4s ease;
    }

    .loan-step:hover {
        transform: translateY(-15px);
        box-shadow: 0 25px 50px rgba(0, 0, 0, 0.12);
        border-color: var(--color-secondary);
    }

    .loan-step__notch {
        position: absolute;
        top: -2px;
        right: -2px;
        width: 110px;
        height: 100px;
        background-color: #bfb1ab;
        border-bottom: 1px solid var(--color-primary);
        border-left: 1px solid var(--color-primary);
        border-bottom-left-radius: 20px;
        z-index: 1;
    }

    .loan-step__number {
        position: absolute;
        top: 0;
        right: -2px;
        background-color: var(--color-secondary);
        color: var(--color-white);
        width: 90px;
        height: 85px;
        border-radius: 12px;
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 2.8rem;
        font-weight: bold;
        z-index: 3;
        transition: all 0.4s ease;
        animation: pulseNumber 2.5s infinite;
    }

    .loan-step:hover .loan-step__number {
        background: var(--color-primary);
        transform: scale(1.05);
    }

    .loan-step__number::after {
        content: '';
        position: absolute;
        right: -9px;
        top: 35px;
        border-top: 10px solid transparent;
        border-bottom: 10px solid transparent;
        border-left: 10px solid var(--color-secondary);
    }

    @keyframes pulseNumber {
        0% {
            box-shadow: 0 0 0 0 rgba(0, 150, 255, 0.5);
        }

        70% {
            box-shadow: 0 0 0 12px rgba(0, 150, 255, 0);
        }

        100% {
            box-shadow: 0 0 0 0 rgba(0, 150, 255, 0);
        }
    }

    .loan-step__icon img {
        transition: transform 0.4s ease;
        animation: floatIcon 3s ease-in-out infinite;
    }

    .loan-step:hover .loan-step__icon img {
        transform: scale(1.15) rotate(5deg);
    }

    @keyframes floatIcon {

        0%,
        100% {
            transform: translateY(0);
        }

        50% {
            transform: translateY(-8px);
        }
    }

    .loan-step__title {
        color: var(--color-secondary);
        font-size: 18px;
        font-weight: 700;
        line-height: 26px;
        margin-top: 30px;
        transition: color 0.3s ease;
    }

    .loan-step:hover .loan-step__title {
        color: var(--color-primary);
    }

    .loan-step__description {
        color: #222;
        font-style: normal;
        line-height: normal;
    }

    .loan-step::after {
        content: "";
        position: absolute;
        inset: 0;
        border-radius: 15px;
        background: radial-gradient(circle at top right, rgba(0, 150, 255, 0.08), transparent 60%);
        opacity: 0;
        transition: opacity 0.4s ease;
        z-index: 0;
    }

    .loan-step:hover::after {
        opacity: 1;
    }

    .loan-step:hover .loan-step__number::after {
        border-left: 10px solid var(--color-primary);
    }



    /* ============================= */
    /* TRUSTED LOAN SECTION */
    /* ============================= */
    .trusted-loan-section {
        background: linear-gradient(135deg, rgba(216, 233, 255, 0.6) 0%, rgba(255, 255, 255, 0.6) 50%, rgba(199, 255, 229, 0.6) 100%);
        padding-bottom: 60px !important;
        padding-top: 40px !important;
    }

    .why-choose-us-btn {
        display: inline-flex;
        padding: 8px 16px;
        justify-content: center;
        align-items: center;
        border-radius: 9999px;
        border: 0.5px solid var(--color-secondary);
        background: var(--color-white);
        color: #0E3386;
        font-family: Arial, sans-serif;
        font-size: 14px;
        font-weight: 700;
        line-height: 20px;
        font-style: normal;
        cursor: pointer;
    }

    .why-choose-us-btn:hover {
        background-color: var(--color-secondary);
        color: var(--color-white);
        transition: background-color 0.3s ease, color 0.3s ease;
    }



    .loan-feature-card .card-content {
        border-radius: 12px;
        border: 0.5px solid #5F78C3;
        background: var(--color-white);
        position: relative;
        overflow: hidden;
        transition: transform 0.3s ease, box-shadow 0.3s ease;
        box-shadow: 0px 4px 4px 0 rgba(0, 0, 0, 0.25);
    }

    .loan-feature-card .card-content:hover {
        transform: translateY(-8px);
        box-shadow: 0 12px 20px rgba(0, 0, 0, 0.15);
    }

    .loan-feature-card .card-icon-wrapper {
        width: 80px;
        height: 80px;
        border-radius: 50%;
        background-color: var(--color-secondary);
        display: flex;
        align-items: center;
        justify-content: center;
        transition: transform 0.3s ease, background-color 0.3s ease;
        will-change: transform;
    }


    @keyframes floatIcon {

        0%,
        100% {
            transform: translateY(0);
        }

        50% {
            transform: translateY(-3px);
        }
    }

    .loan-feature-card:hover .card-icon-wrapper img.card-icon {
        animation: floatIcon 1.5s ease-in-out infinite;
    }

    .loan-feature-card .card.card-content:hover .card-icon-wrapper {
        transform: scale(1.15) translateY(-4px);
        background-color: #0E3386;
    }

    .feature-title {
        transition: color 0.3s ease;
        color: #444;
        font-size: 18px;
        font-style: normal;
        font-weight: 700;
        line-height: 28px;
    }

    .feature-description {
        color: #3B4A60;
        font-style: normal;
        line-height: 20px;
        font-size: 14px;
    }

    .loan-feature-card .card.card-content:hover .feature-title {
        color: var(--color-secondary);
    }

    .loan-feature-card .card.card-content:hover p.card-description {
        color: #2E3C58;
    }

    /* ===============================
   Testimonials Section
=============================== */
    .testimonials-container {
        padding: 60px;
        background: var(--color-secondary);
    }

    .testimonials-container h2.homePage-sectionHeading {
        color: var(--color-white);
    }

    .testimonials-container h2.homePage-sectionHeading span {
        color: var(--color-primary);
    }



    .owl-slider {
        position: relative;
    }

    .testimonial-item__text {
        color: var(--color-white);
        font-style: normal;
        line-height: 24px;
    }

    .owl-carousel .owl-item img {
        border: 1px solid var(--color-white);
        width: 90px !important;
        height: 90px;
    }

    .testimonial-item__author {
        display: flex;
        align-items: center;
    }

    .author__image img {
        border-radius: 50%;
        width: 80px;
        height: 80px;
        object-fit: cover;
        margin-right: 15px;
    }

    .author__name {
        color: var(--color-white) !important;
        font-size: 22px;
        font-style: normal;
        font-weight: 700;
    }

    .author__designation {
        color: var(--color-primary) !important;
        font-size: 18px;
        font-style: normal;
        line-height: normal;
    }

    .owl-carousel-alumni .owl-nav {
        position: absolute;
        bottom: 15px;
        right: 15px;
    }

    .owl-carousel-alumni .owl-nav div {
        text-indent: -9999px;
        width: 38px;
        height: 38px;
        display: inline-block;
        background-size: contain;
        background-repeat: no-repeat;
        background-position: center;
        cursor: pointer;
        transition: transform 0.3s ease;
    }

    .owl-carousel-alumni .owl-prev {
        background-image: url('../img/testimonal-left-icon.svg');
        margin-left: 70px;
    }

    .owl-carousel-alumni .owl-next {
        background-image: url('../img/testimonal-right-icon.svg');
    }

    .owl-carousel-alumni .owl-nav div:hover {
        transform: scale(1.1);
    }

    .testimonial-bubbles-container {
        position: relative;
        background-image: url('../img/testimonial-bg.jpg');
        background-size: cover;
        background-position: center;
        background-repeat: no-repeat;
        min-height: 100%;
        display: flex;
        align-items: center;
        justify-content: center;
    }

    .testimonial-bubble {
        position: absolute;
        transition: transform 0.3s ease-in-out;
    }

    .testimonial-bubble--top-left {
        top: 50px;
        left: 50px;
    }

    .testimonial-bubble--center {
        top: 36%;
        left: 46%;
    }

    .testimonial-bubble--bottom-right {
        left: 90px;
        bottom: 21px;

    }

    .testimonial-bubble--bottom-left {
        right: 50px;
        bottom: 21px;

    }

    .testimonial-bubble--top-right {
        top: 50px;
        right: 50px;
    }

    .testimonial-bubble img {
        width: 100%;
        height: 100%;
        object-fit: cover;
        display: block;
    }

    .testimonial-bubble:hover {
        transform: scale(1.1);
        z-index: 10;
    }

    @keyframes float {
        0% {
            transform: translateY(0px);
        }

        50% {
            transform: translateY(-10px);
        }

        100% {
            transform: translateY(0px);
        }
    }

    .testimonial-bubble {
        animation: float 4s ease-in-out infinite;
    }

    /* ============================= */
    /* FAQ SECTION */
    /* ============================= */

    .faq-section {
        position: relative;
        overflow: hidden;
        background: url("../img/faq-bg.jpg") center top / cover no-repeat;
    }

    .faq-section::before {
        content: "";
        position: absolute;
        inset: 0;
        background: linear-gradient(135deg,
                rgba(239, 246, 255, 0.9) 0%,
                rgba(255, 255, 255, 0.9) 50%,
                rgba(236, 253, 245, 0.9) 100%);
        z-index: 0;
        pointer-events: none;
    }

    .faq-section .container {
        position: relative;
        z-index: 1;
    }


    .faq-section .accordion-item {
        background: transparent;
        border: none;
        position: relative;
    }

    .faq-section .accordion-flush {
        border-bottom: 1px solid #A0A0A0;
    }

    .faq-section .accordion-button {
        background: transparent !important;
        box-shadow: none !important;
        border-top: 1px solid #A0A0A0;
        padding: 26px 0;
        display: flex;
        align-items: center;
        gap: 12px;
        color: #222 !important;
        font-family: var(--font-primary);
        font-size: 18px;
        font-weight: 700;
        line-height: normal;
        text-align: left;
        border-radius: 6px;
        transition: all 0.3s ease;
    }

    .faq-section .accordion-button:hover {
        background: rgba(0, 0, 0, 0.03) !important;
        padding-left: 10px;
        color: var(--color-primary) !important;
    }

    .faq-section .accordion-button:not(.collapsed) {
        color: var(--color-secondary) !important;
        padding-bottom: 20px;
    }

    .faq-section .faq-number {
        transition: 0.3s ease;
    }

    .faq-section .accordion-button:hover .faq-number {
        color: var(--color-primary);
        transform: scale(1.1);
    }

    .faq-section .accordion-button:not(.collapsed) .faq-number {
        color: var(--color-secondary);
    }

    .faq-section .accordion-body {
        padding: 0 0 10px 34px;
        color: #515151;
    }

    .faq-section .accordion-button::after {
        background-image: none !important;
        content: "+";
        font-size: 28px;
        font-weight: 300;
        color: inherit;
        margin-left: auto;
        line-height: 1;
        transition: all 0.3s ease;
    }

    .faq-section .accordion-button:hover::after {
        transform: rotate(90deg);
        color: var(--color-primary);
    }

    .faq-section .accordion-button:not(.collapsed)::after {
        content: "−";
        color: var(--color-secondary);
    }

    .faq-section .accordion-item::after {
        content: "";
        position: absolute;
        bottom: 0;
        left: 0;
        width: 0%;
        height: 2px;
        background: var(--color-primary);
        transition: width 0.4s ease;
    }

    .faq-section .accordion-item:hover::after {
        width: 100%;
    }

    /* ============================= */
    /* FOOTER */
    /* ============================= */

    .footer-section {
        background: linear-gradient(90deg,
                var(--color-secondary) 0%,
                #193CB8 50%,
                var(--color-secondary) 100%);

    }

    .footer__logo {
        font-family: var(--font-secondary);
        color: #07E9F8;
        font-size: 24px;
        font-style: normal;
        font-weight: 700;
        line-height: 28px;
    }

    .footer__tagline {
        font-size: 10px;
        font-style: normal;
        line-height: normal;
    }

    .footer__description {
        font-size: 16px;
        line-height: 24px;
        font-style: normal;
    }

    .footer__title {
        color: #0CE0ED;
        font-size: 18px;
        font-weight: 700;
        margin-bottom: 10px;
        line-height: 28px;
        font-style: normal;
    }

    .footer-links a,
    .myCustomMenuFooter a {
        display: block;
        margin-bottom: 12px;
        padding-left: 24px !important;
        position: relative;
        color: var(--color-white);
        transition: 0.3s ease;
        line-height: 24px;
        font-style: normal;

    }

    .footer-links a::before,
    .myCustomMenuFooter a::before {
        content: "";
        position: absolute;
        left: 0;
        top: 50%;
        transform: translateY(-50%);
        width: 17px;
        height: 17px;
        background: url("../img/footer-arrow.svg") no-repeat center / contain;
    }

    .footer-links a:hover,
    .myCustomMenuFooter a:hover {
        color: var(--color-primary);
        padding-left: 30px;
    }

    .myCustomMenuFooter .btn {
        padding: 0;
        border: 0;
        background: transparent;
        box-shadow: none;
        text-align: left;
    }

    .social-icon {
        width: 32px;
        height: 32px;
        display: flex;
        align-items: center;
        justify-content: center;
        background: #FFF5EA;
        border-radius: 50%;
    }

    .footer-contact li a {
        font-style: normal;
        line-height: 24px;
    }

    /* =============================
	SECTION HEADING
============================= */
    .homePage-sectionHeading {
        color: #111;
        font-family: var(--font-secondary);
        font-size: 36px;
        font-weight: 700;
        line-height: 40px;
        margin-bottom: 50px;
        font-style: normal;
    }

    .homePage-sectionHeading span {
        color: var(--color-primary);
    }

    .section-header p {
        color: #4A5565;
        font-size: 18px;
        font-style: normal;
        line-height: 29.25px;
        margin-top: 8px;
    }

    /* ============================= 
	PAGE SECTION CARD 
============================= */
    .page-section-card {
        position: relative;
        background: var(--color-white);
        border-radius: 2.5rem;
        padding: 3rem 3rem 3.5rem;
        box-shadow: 0 30px 50px -20px rgba(0, 46, 78, 0.2);
        border: 1px solid rgba(0, 142, 151, 0.15);
        transition: all 0.4s ease;
        overflow: hidden;
        animation: floatCard 6s ease-in-out infinite;
    }

    .page-section-card::before {
        content: "";
        position: absolute;
        inset: -2px;
        border-radius: 2.5rem;
        padding: 2px;
        background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
        -webkit-mask:
            linear-gradient(#fff 0 0) content-box,
            linear-gradient(#fff 0 0);
        -webkit-mask-composite: xor;
        mask-composite: exclude;
        opacity: 0;
        transition: opacity 0.4s ease;
    }

    .page-section-card::after {
        content: "";
        position: absolute;
        top: 0;
        right: 0;
        width: 220px;
        height: 220px;
        background: radial-gradient(circle,
                rgba(0, 142, 151, 0.08),
                transparent 70%);
        z-index: 0;
    }

    .page-section-card>* {
        position: relative;
        z-index: 1;
    }

    .page-section-card:hover {
        transform: translateY(-10px) scale(1.01);
        box-shadow: 0 50px 90px -25px rgba(0, 142, 151, 0.35);
    }

    .page-section-card:hover::before {
        opacity: 1;
    }

    .page-section-card img {
        width: 20px;
        height: 20px;
    }

    @keyframes floatCard {
        0% {
            transform: translateY(0);
        }

        50% {
            transform: translateY(-6px);
        }

        100% {
            transform: translateY(0);
        }
    }

    /* ===============================
  PAGE BACKGROUNDS
=================================*/

    .page-back {
        padding: 100px 15px;
        position: relative;
        overflow: hidden;
        background: linear-gradient(135deg, #e0f7f7, #f4f7ff);
    }

    .page-back::before,
    .page-back::after {
        content: '';
        position: absolute;
        border-radius: 50%;
        opacity: 0.08;
        z-index: 0;
        animation: float 25s infinite alternate ease-in-out;
    }

    .page-back::before {
        width: 220px;
        height: 220px;
        top: -50px;
        left: -30px;
        background: var(--color-primary);
    }

    .page-back::after {
        width: 160px;
        height: 160px;
        bottom: -50px;
        right: -20px;
        background: var(--color-secondary);
    }

    @keyframes float {
        0% {
            transform: translateY(0px) translateX(0px);
        }

        50% {
            transform: translateY(-40px) translateX(20px);
        }

        100% {
            transform: translateY(0px) translateX(0px);
        }
    }

    .page-headings.cmsCustomBreadcrumbPageTitle {
        display: none;
    }

    /* =============================
	SERVICE SECTION 
============================= */
    .loan-service-card .loan-card-header {
        display: flex;
        align-items: center;
        justify-content: space-between;
        margin-bottom: 2.5rem;
    }

    .loan-service-card .loan-card-header-left {
        display: flex;
        align-items: center;
        gap: 1.5rem;
    }

    .loan-service-card .loan-icon-container {
        width: 80px;
        height: 80px;
        background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
        border-radius: 40% 60% 60% 40% / 50% 45% 55% 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        transition: 0.3s;
        box-shadow: 0 20px 30px -10px #1b5e9e;
    }

    .loan-service-card:hover .loan-icon-container {
        transform: rotate(8deg) scale(1.05);
    }

    .loan-service-card .loan-icon-container img {
        width: 34px;
        height: 34px;
        filter: brightness(0) invert(1);
    }

    .loan-service-card .loan-title {
        font-size: 36px;
        font-weight: 700;
        color: var(--color-secondary);
        font-family: var(--font-secondary);
    }

    .loan-service-card .loan-approval-badge {
        background: #EAF7F8;
        border-radius: 100px;
        padding: 0.6rem 2rem 0.6rem 1.8rem;
        display: flex;
        align-items: center;
        gap: 0.5rem;
        box-shadow: 0 12px 22px -12px #0e4d7a;
        border: 2px solid #cbe0fe;
    }

    .loan-service-card .loan-approval-rate {
        font-size: 2rem;
        font-weight: 700;
        color: var(--color-secondary);
    }

    .loan-service-card .loan-approval-text {
        font-size: 0.85rem;
        text-transform: uppercase;
        letter-spacing: 1px;
        color: var(--color-primary);
    }

    .loan-service-card .loan-description {
        background: #F4F8FF;
        padding: 2rem;
        border-radius: 20px;
        margin-bottom: 2.5rem;
        color: #1f4a6f;
        box-shadow: 0 10px 25px -15px #0d3f61;
    }

    .loan-service-card .loan-section-title {
        display: flex;
        align-items: center;
        gap: 1rem;
        margin-bottom: 1.5rem;
    }

    .loan-service-card .loan-section-icon {
        width: 36px;
        height: 36px;
        background: var(--color-primary);
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
    }

    .loan-service-card .loan-section-icon img {
        width: 18px;
        height: 18px;
        filter: brightness(0) invert(1);
    }

    .loan-service-card .loan-section-heading {
        font-size: 1.5rem;
        font-weight: 600;
        color: var(--color-secondary);
    }


    .loan-service-card .loan-ideal-list {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem 2rem;
        padding: 0;
        list-style: none;
        margin: 0 0 2.5rem 0;
    }

    .loan-service-card .loan-ideal-item {
        background: #EAF7F8;
        padding: 1rem 1.5rem;
        border-radius: 50px;
        border: 1px solid var(--color-primary);
        position: relative;
        transition: 0.3s;
        color: #1f4a6f;
    }

    .loan-service-card .loan-ideal-item:hover {
        background: var(--color-primary);
        color: var(--color-white);
        transform: translateX(6px);
    }

    .loan-service-card .loan-ideal-item::before {
        content: "✓";
        margin-right: 8px;
        font-weight: bold;
    }

    .loan-service-card .loan-infographic {
        display: flex;
        align-items: center;
        justify-content: space-between;
        background: #ebf3fe;
        border-radius: 60px;
        padding: 0.8rem 2rem;
    }

    .loan-service-card .loan-progress-section {
        display: flex;
        align-items: center;
        gap: 1rem;
    }

    .loan-service-card .loan-progress-label {
        font-weight: 600;
        color: var(--color-secondary);
        margin-bottom: 0;
    }

    .loan-service-card .loan-progress-bar {
        width: 240px;
        border: 1px solid #b8d2f0;
        height: 12px;
        background: #dceeff;
        border-radius: 30px;
        overflow: hidden;
    }

    .loan-service-card .loan-progress-fill {
        height: 100%;

        background: linear-gradient(90deg, var(--color-primary), var(--color-secondary));
        border-radius: 30px;
        animation: progressLoad 1.5s ease forwards;
    }

    .loan-service-card .customer-rating {
        font-weight: 600;
        color: #0f4a77;
        letter-spacing: 0.2px;
    }

    .loan-service-card .loan-note {
        margin-top: 25px;
        padding: 14px 16px;
        background: rgba(76, 191, 94, 0.08);
        border-left: 3px solid var(--color-secondary);
        border-radius: 8px;
    }

    .loan-service-card .loan-note p {
        margin-bottom: 0;
        color: var(--color-secondary);
    }

    @keyframes progressLoad {
        from {
            width: 0;
        }

        to {
            width: 94%;
        }
    }


    /* ============================= */
    /* OVERVIEW SECTION */
    /* ============================= */
    .brand-header {
        text-align: center;
        margin-bottom: 2.5rem;
    }

    .overview-card .brand-name {
        font-family: var(--font-secondary);
        font-size: 2.8rem;
        font-weight: 800;
        color: var(--color-secondary);
        margin-bottom: 0.5rem;
        letter-spacing: -0.5px;
    }

    .overview-card .brand-header p {
        display: inline-flex;
        align-items: center;
        gap: 0.5rem;
        font-family: var(--font-secondary);
        font-size: 1.2rem;
        color: var(--color-primary);
        background: rgba(0, 142, 151, 0.08);
        padding: 0.5rem 1.5rem;
        border-radius: 50px;
        border: 1px dashed var(--color-primary);
        transition: all 0.4s ease;
    }

    .overview-card .brand-header p:hover {
        background: var(--color-primary);
        color: #fff;
    }

    .section-title {
        font-family: var(--font-secondary);
        font-size: 2rem;
        font-weight: 700;
        color: var(--color-secondary);
        border-bottom: 3px solid var(--color-primary);
        padding-bottom: 0.8rem;
        margin-bottom: 2rem;
        display: flex;
        align-items: center;
        gap: 0.5rem;
    }

    .content-paragraph {
        display: flex;
        gap: 1rem;
        margin-bottom: 1.8rem;
        align-items: flex-start;
        padding: 0.6rem 0.8rem;
        border-radius: 14px;
        transition: all 0.4s ease;
    }

    .content-paragraph:hover {
        background: rgba(0, 142, 151, 0.05);
        transform: translateX(8px);
    }

    .paragraph-icon {
        background: var(--color-primary);
        border-radius: 50%;
        width: 2.2rem;
        height: 2.2rem;
        display: flex;
        align-items: center;
        justify-content: center;
        box-shadow: 0 6px 12px rgba(0, 142, 151, 0.3);
        flex-shrink: 0;
        margin-top: 0.2rem;
        transition: all 0.4s ease;
    }

    .content-paragraph:hover .paragraph-icon {
        transform: scale(1.15) rotate(8deg);
        box-shadow: 0 12px 20px rgba(0, 142, 151, 0.5);
    }

    .paragraph-text {
        line-height: 1.7;
        font-size: 1.05rem;
    }

    .paragraph-text strong {
        color: var(--color-secondary);
        font-weight: 600;
    }

    .institution-strip {
        display: flex;
        flex-wrap: wrap;
        gap: 0.8rem;
        justify-content: center;
        margin: 2.8rem 0 1rem;
        padding-top: 1.8rem;
        border-top: 2px dashed rgba(0, 142, 151, 0.3);
    }

    .institution-badge {
        position: relative;
        overflow: hidden;
        background: rgba(0, 142, 151, 0.05);
        border: 1px solid rgba(0, 142, 151, 0.3);
        color: var(--color-secondary);
        font-weight: 500;
        padding: 0.5rem 1.4rem;
        border-radius: 40px;
        font-size: 0.95rem;
        display: inline-flex;
        align-items: center;
        gap: 0.5rem;
        transition: all 0.4s ease;
        cursor: pointer;
    }

    .institution-badge::before {
        content: "";
        position: absolute;
        top: 0;
        left: -100%;
        width: 100%;
        height: 100%;
        background: linear-gradient(120deg,
                transparent,
                rgba(255, 255, 255, 0.4),
                transparent);
        transition: 0.6s ease;
    }

    .institution-badge:hover::before {
        left: 100%;
    }

    .institution-badge:hover {
        transform: translateY(-5px) scale(1.05);
        background: var(--color-primary);
        color: #fff;
        border-color: var(--color-primary);
        box-shadow: 0 12px 20px rgba(0, 142, 151, 0.35);
    }





    .institution-badge:hover img,
    .brand-tagline:hover img {
        filter: brightness(0) invert(1);
    }

    .identity-section .vision-card {
        background: linear-gradient(135deg, var(--color-secondary), #142c6d);
        padding: 50px;
        border-radius: 28px;
        position: relative;
        color: var(--color-white);
        box-shadow: 0 20px 40px rgba(28, 57, 142, 0.25);
        overflow: hidden;
    }

    .identity-section .vision-card::before {
        content: "";
        position: absolute;
        width: 180px;
        height: 180px;
        background: rgba(0, 142, 151, 0.15);
        border-radius: 50%;
        top: -60px;
        right: -60px;
    }

    .identity-section .vision-card::after {
        content: "VISION";
        position: absolute;
        top: 20px;
        left: 30px;
        font-family: var(--font-secondary);
        font-size: 1.4rem;
        letter-spacing: 2px;
        font-weight: 600;
        color: #d0d4d4;
    }

    .identity-section .vision-card p {
        line-height: 1.7;
        opacity: 0.9;
    }

    .mission-stack {
        display: flex;
        flex-direction: column;
        gap: 25px;
    }

    .mission-list li {
        background: var(--color-white);
        padding: 30px 35px;
        border-radius: 20px;
        display: flex;
        align-items: flex-start;
        gap: 20px;
        border-left: 6px solid var(--color-primary);
        box-shadow: 0 15px 30px rgba(0, 0, 0, 0.06);
        transition: 0.3s ease;
    }

    .mission-list li:hover {
        transform: translateX(8px);
        box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
    }
.mission-heading {
  font-size: 28px;
  font-weight: 700;
  color: #111;
  position: relative;
  padding-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.mission-heading::after {
  content: "";
  width: 60px;
  height: 3px;
  background: #008e97; 
  position: absolute;
  left: 0;
  bottom: 0;
  border-radius: 5px;
}
    .identity-section .icon-box {
        width: 50px;
        height: 50px;
        background: rgba(0, 142, 151, 0.1);
        border-radius: 12px;
        display: flex;
        align-items: center;
        justify-content: center;
        font-family: var(--font-secondary);
        font-weight: 700;
        color: var(--color-primary);
        flex-shrink: 0;
    }

    .mission-list li p {
        font-size: 1rem;
        line-height: 1.6;
        color: #333;
    }

    .vision-card h2 {
        font-family: var(--font-secondary);
        font-size: 2rem;
        line-height: 1.3;
        margin: 60px 0 20px;
        color: var(--color-white);
    }


/* =============================
   WHY CHOOSE US
============================= */
    .why-card {
        position: relative;
        border-radius: 20px;
        border-top-left-radius: 60px;
        align-items: center;
        box-shadow: 0 15px 30px rgba(0, 0, 0, 0.08);
        transition: all 0.4s ease;
    }

    .why-card:hover {
        transform: translateY(-12px);
        box-shadow: 0 25px 50px rgba(0, 0, 0, 0.15);
    }

    .why-card-icon {
        width: 80px;
        height: 80px;
        border-radius: 50%;
        background: var(--color-white);
        color: var(--color-primary);
        display: flex;
        justify-content: center;
        align-items: center;
        font-size: 30px;
        font-weight: 700;
        margin-top: 25px;
        box-shadow: 0 8px 20px rgba(0, 0, 0, 0.1);
        transition: all 0.3s ease;
    }

    .why-card:hover .why-card-icon {
        transform: scale(1.1);
        box-shadow: 0 15px 30px rgba(0, 0, 0, 0.2);
    }

    .why-card::before {
        width: 120px;
        height: 120px;
        top: -30px;
        right: -40px;
        background: var(--color-white);
        animation: float-card1 20s infinite alternate ease-in-out;
    }

    .why-card::before,
    .why-card::after {
        content: '';
        position: absolute;
        border-radius: 50%;
        opacity: 0.1;
        z-index: 0;
    }

    .card-1 {
        background: linear-gradient(135deg, var(--color-primary), #00c4d9);
    }

    .card-2 {
        background: linear-gradient(135deg, var(--color-secondary), #4b6cf7);
    }

    .card-3 {
        background: linear-gradient(135deg, #00c4d9, #4b6cf7);
    }

    .card-4 {
        background: linear-gradient(135deg, #4b6cf7, var(--color-primary));
    }

    .why-card-title {
        color: var(--color-white);
        font-size: 1.2rem;
        font-weight: 700;
        margin-bottom: 15px;
    }

    .why-card-body p {
        color: rgba(255, 255, 255, 0.9);
        text-align: center;
        line-height: 1.5;
    }

    .why-card::after {
        width: 80px;
        height: 80px;
        bottom: -20px;
        left: -30px;
        background: var(--color-white);
        animation: float-card2 18s infinite alternate ease-in-out;
    }

    @keyframes float-card1 {
        0% {
            transform: translateY(0px) translateX(0px);
        }

        50% {
            transform: translateY(-40px) translateX(20px);
        }

        100% {
            transform: translateY(0px) translateX(0px);
        }
    }

    @keyframes float-card2 {
        0% {
            transform: translateY(0px) translateX(0px);
        }

        50% {
            transform: translateY(30px) translateX(-10px);
        }

        100% {
            transform: translateY(0px) translateX(0px);
        }
    }
/* ===============================
    RESPONSIVE
================================ */

    @media (max-width: 1200px) {

        .vision-card,
        .mission-card {
            width: 100%;
            max-width: 100%;
            height: auto;
        }

        .vision-img,
        .mission-img {
            width: 100%;
            height: auto;
        }

        .vision-card-image,
        .mission-card-image {
            left: 0;
            top: 0;
            text-align: center;
        }
.loan-card {
			height: 100% !important;
		}

    }

    @media (max-width: 991px) {

        .hero-section {
            height: auto;
            padding: 40px 0 !important;
        }

        .hero-title {
            font-size: 30px;
            line-height: 42px;
        }

        .hero-description {
            font-size: 16px;
            line-height: 26px;
        }

        .hero-btn,
        .hero-btn-outline {
            font-size: 16px;
            padding: 10px 18px;
        }

        .hero-image-wrapper {
            margin-top: 40px;
        }

        .hero-content {
            margin-bottom: 80px !important;
        }

        .partners-section {
            padding: 30px 0;
        }

        .partner-item {
            text-align: center;
            margin-bottom: 20px;
        }

        .testimonial-bubbles-container {
            height: 300px;
        }

        .testimonial-bubble {
            width: 65px;
            height: 65px;
        }

        .testimonial-bubble--bottom-right {
            left: 40px;
            bottom: 15px;
        }

        .testimonial-bubble--bottom-left {
            right: 40px;
            bottom: 15px;
        }

        .vision-card,
        .mission-card {
            width: 100% !important;
            position: relative !important;
        }

   

      .site-branding {
            text-align: center;
            margin-bottom: 10px;
        }

        .loan-card {
            height: 100% !important;
        }

        .vision-card-wrapper,
        .vision-mission-card-wrapper {
            display: flex;
            flex-direction: column;
            align-items: center;
            gap: 30px;
        }

        .vision-card,
        .mission-card {
            padding: 25px;
        }

        .card-title {
            font-size: 24px;
            line-height: 36px;
        }

        .card-list {
            font-size: 15px;
        }
    .loan-service-card .loan-card-header {
        flex-direction: column;
        align-items: flex-start;
        gap: 1.5rem;
    }.loan-card {
		height: 100% !important;
	}

	.loan-service-card .loan-card-header {
		flex-direction: column;
		align-items: flex-start;
		gap: 1.5rem;
	}

	.loan-service-card .loan-ideal-list {
		grid-template-columns: 1fr;
	}

	.loan-service-card .loan-infographic {
		flex-direction: column;
		gap: 1rem;
		align-items: flex-start;
		border-radius: 20px;
	}

	.loan-service-card .loan-progress-bar {
		width: 100%;
	}

	.loan-service-card .loan-title {
		font-size: 30px;
	}

	.content-paragraph {
		flex-direction: column;
		gap: 0.8rem;
	}

	.paragraph-icon {
		width: 2rem;
		height: 2rem;
	}


    }

    @media (max-width: 767px) {

        .partner-item {
            flex-direction: column;
            justify-content: center !important;
        }

        .icon-bg {
            margin-bottom: 10px;
        }

        .vision-mission-section {
            padding: 40px 20px;
        }

        .vision-card,
        .mission-card {
            width: 100%;
            padding: 20px;
            border-radius: 10px;
        }

        .card-title {
            font-size: 20px;
            line-height: 30px;
            letter-spacing: 0.5px;
        }

        .card-list {
            font-size: 14px;
            line-height: 22px;
        }

        .card-list li {
            padding-left: 26px;
        }

        .card-list li::before {
            width: 16px;
            height: 16px;
        }

        .vision-card-wrapper:hover .vision-card,
        .vision-mission-card-wrapper:hover .mission-card {
            transform: translateY(-6px);
        }

        .vision-card-wrapper:hover .vision-img,
        .vision-mission-card-wrapper:hover .mission-img {
            transform: scale(1.03);
            filter: none;
        }
    }

    @media (max-width: 480px) {

        .card-title {
            font-size: 18px;
        }

        .card-list {
            font-size: 13px;
        }

    }
.owl-carousel .owl-dots.disabled, .owl-carousel .owl-nav.disabled {
    display: block !important;
}
.customer-rating {
  display: flex;
  align-items: center;
  gap: 8px;
}

.stars {
  position: relative;
  font-size: 20px;
  color: #ddd; 
}

.stars::before {
  content: "★★★★★";
  position: absolute;
  top: 0;
  left: 0;
  width: 93%; 
  overflow: hidden;
  color: #f4b64b; 
}